Category Archives for Investing

how to start investing

Four Easy Steps to Get You Started Investing Today

Do you think investing will take too much time? Do you think that you have to have someone else manage your investments for you? Are you too busy to even worry about saving for retirement? You know you

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what is a spousal ira

What is a Spousal IRA and How New Business Owners can use it to Save for Retirement

Want to save for retirement but you don’t have an earned income (or it is a small earned income)? Wish you had access to the benefits of an IRA, but that earned income thing is setting you back? Not

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4 percent rule

4 Percent Rule: How to Know if it is Right for You and Your Money?

When planning for retirement there are many generalized rules that you might stumble across. One of those rules is the 4% withdrawal rule. What this basically says is that in your first year of retirement

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How to Invest money wisely

How to Invest Money Wisely When You are New to Investing

Wondering how you can invest your money wisely, especially when you are just starting to learn how to invest?  Well, the key to investing money wisely is to understand what being wise actually means. According

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Why You Need to Save for Retirement Now: the Benefis of Investing Early

Your number one financial goal should be to get yourself into a position where you are saving for retirement as early as possible.  Why?  Because the benefits of investing for retirement early cannot

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pay off debt or save

Debt Pay off or Retirement Savings: Are You on the Right Track?

The hardest part of personal finance is that it is personal.  A solution that is one size fits all does not exist; each and every single one of us is different.  Add on top of that the possibility that

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women retirement plans

Women and Retirement Planning: What You Need to do Different than Men

Men and women are different.  I don’t think anyone would argue this, in fact many books have been written about these differences.    Since we are different should women invest differently for retirement

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Mutual Fund Turnover Ratio: What You Need to Know to Pick a Fund

Another investing term that you need to get used to and understand (yes there are tons of them): Mutual fund turnover ratio. The turnover ratio is how often the fund is buying and selling stocks.   It

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where to save money

Money Saving Quick Guide: Where to Put Your Money for Financial Goals

You have your financial goals set, you are ready to start building up your savings but you have one problem – you don’t know where to save your money.  Not to worry here is a quick guide on where

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personal savings rate

1 Magic Number to Help You Reach Retirement: Personal Savings Rate

As a whole American’s have been saving less and less. Back in the 1980’s our savings rate was in the double digits, but each passing year it went lower and lower.  In October or 2001 it was a measly

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