Do you think investing will take too much time? Do you think that you have to have someone else manage your investments for you? Are you too busy to even worry about saving for retirement? You know you
Continue readingWant to save for retirement but you don’t have an earned income (or it is a small earned income)? Wish you had access to the benefits of an IRA, but that earned income thing is setting you back? Not
Continue readingWhen planning for retirement there are many generalized rules that you might stumble across. One of those rules is the 4% withdrawal rule. What this basically says is that in your first year of retirement
Continue readingWondering how you can invest your money wisely, especially when you are just starting to learn how to invest? Well, the key to investing money wisely is to understand what being wise actually means. According
Continue readingYour number one financial goal should be to get yourself into a position where you are saving for retirement as early as possible. Why? Because the benefits of investing for retirement early cannot
Continue readingThe hardest part of personal finance is that it is personal. A solution that is one size fits all does not exist; each and every single one of us is different. Add on top of that the possibility that
Continue readingMen and women are different. I don’t think anyone would argue this, in fact many books have been written about these differences. Since we are different should women invest differently for retirement
Continue readingAnother investing term that you need to get used to and understand (yes there are tons of them): Mutual fund turnover ratio. The turnover ratio is how often the fund is buying and selling stocks. It
Continue readingYou have your financial goals set, you are ready to start building up your savings but you have one problem – you don’t know where to save your money. Not to worry here is a quick guide on where
Continue readingAs a whole American’s have been saving less and less. Back in the 1980’s our savings rate was in the double digits, but each passing year it went lower and lower. In October or 2001 it was a measly
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