Archive Yearly Archives: 2012

Introduction to Retirement Options for Self Employed

Being self employed does not allow you to save for retirement as easily as if you worked for someone else.  When you work for someone else they take the responsibility of figuring out the best retirement

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What is Net Worth and How to Use It

Net worth is what money you have left after you subtract your liabilities from your assets.  Assets are any item that you could sell and get cash for.  This includes everything from stocks and bonds,

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Top 10 Things to Consider When Retirement Planning

Retirement is coming. Whether you are just starting your career, or rounding the corner toward the end of it, eventually retirement will be upon you. As you contemplate retirement, there are some things

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What is a Fund of Funds

A fund of funds is a type of mutual fund that is made up of other mutual funds (and occasionally ETF’s).  Similar to a book that is a collection of poems.  You get a bunch of different poems in one

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What is 401K Vesting

You just started a new job and one of the perks of the job is a 401k.  To make things even better your company also offers a match for your contributions.  Who doesn’t like “free” money for investing? Before

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Target Date Funds and Your Retirement Money

Picking the right selection of mutual funds for your retirement plan can be an intimidating task.  The options seem to be endless and in a foreign language.  Then you spot it: the Target Date Fund for

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What is a Roth IRA

So what exactly is a Roth IRA?  (Other than one more confusing term for investing). History (short and sweet): Back in 1997 congress put together a bill called the Taxpayer Relief Act of 197.  One of

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